How much does Gumroad take per sale?

10% + $0.50 on every direct sale, plus card processing (2.9% + 30¢). On a $20 ebook that is $2.50 to Gumroad and about $0.88 in card fees.

Does Gumroad charge a monthly fee?

No. Gumroad has no monthly plan; it only takes a cut of each sale.

What is the Gumroad Discover fee?

Sales that come through Gumroad’s Discover marketplace are charged a flat 30%, with card processing included.

Does Gumroad give its fee back when I refund?

Gumroad returns its own fee on the refunded part of the sale. The payment processing part is not returned.

When does Gumroad pay me?

You need at least $100 in your balance. You can be paid weekly, monthly or quarterly (daily for some US accounts). On weekly, monthly and quarterly payouts, each sale waits at least 7 days first.

Is there a cheaper way to sell?

On NoCut you pay $9 a month and 0% of sales; only Stripe’s card fee applies. The trade-off: Gumroad handles sales tax for you, on NoCut you handle it yourself (Stripe Tax can help).

Gumroad fees, checked 16 October 2026

Gumroad fees explained

Gumroad takes 10% + $0.50 of every direct sale, plus card processing. Here is every fee, with real examples.

Calculate your fees →NoCut vs Gumroad

Every Gumroad fee

Direct sale	10% + $0.50 per sale
Card processing	2.9% + 30¢ on top
PayPal sales	PayPal’s fees on top
Discover (marketplace) sale	30%, processing included
Past $20,000 in a calendar month	5% + $0.50 on new direct sales
Monthly fee	None
Refunds	Gumroad returns its own fee, keeps the processing part
Affiliate sales	Fees split with the affiliate, in line with their commission

From Gumroad’s fees page and payout page, checked 16 October 2026. Card processing is Stripe’s standard US price.

What you actually keep

Four real examples, using the same math as the calculator.

One $20 ebook

10% + $0.50: -$2.50
Card processing: -$0.88
You keep: $16.62

100 ebooks a month at $20

Sales: $2,000
Gumroad’s fees: -$250
Card processing: -$88
You keep: $1,662

Same, with 30% through Discover

Sales: $2,000
10% + $0.50 on 70 direct sales: -$175
30% on 30 Discover sales: -$180
Card processing on direct sales: -$61.60
You keep: $1,583

A $25,000 month (1,250 sales at $20)

Sales: $25,000
10% up to $20k, then 5%, + $0.50 each: -$2,875
Card processing: -$1,100
You keep: $21,025

Try your own numbers in the free calculator →

Is Gumroad worth 10%?

Gumroad does real work for that cut: it handles sales tax and VAT as the seller, runs a marketplace, and pays you out. If you sell a few items a month, no monthly fee is a good deal. Once you sell steadily to your own audience, a flat price usually costs less: on NoCut you pay $9 a month and keep every sale, minus Stripe’s card fee.

FAQ

How much does Gumroad take per sale?
10% + $0.50 on every direct sale, plus card processing (2.9% + 30¢). On a $20 ebook that is $2.50 to Gumroad and about $0.88 in card fees.
Does Gumroad charge a monthly fee?
No. Gumroad has no monthly plan; it only takes a cut of each sale.
What is the Gumroad Discover fee?
Sales that come through Gumroad’s Discover marketplace are charged a flat 30%, with card processing included.
Does Gumroad give its fee back when I refund?
Gumroad returns its own fee on the refunded part of the sale. The payment processing part is not returned.
When does Gumroad pay me?
You need at least $100 in your balance. You can be paid weekly, monthly or quarterly (daily for some US accounts). On weekly, monthly and quarterly payouts, each sale waits at least 7 days first.
Is there a cheaper way to sell?
On NoCut you pay $9 a month and 0% of sales; only Stripe’s card fee applies. The trade-off: Gumroad handles sales tax for you, on NoCut you handle it yourself (Stripe Tax can help).

Keep reading

Keep every sale

$9 a month. 0% of your sales. Paid to your Stripe.